How much house can you afford in the GTA?
Short answer: in the GTA, average home prices range from $671,033 in Oshawa to $1,400,000 in Oakville. The cheapest detached homes start around $557,000 in Hamilton, and condos start around $253,000 in Oshawa.
Average and entry-level prices for every GTA city, with the household income needed to buy the average home with the minimum down payment (4.34% 5-year fixed, 25-year amortization, no other debts). Pick a city to open its full calculator.
| City | Average home | Detached average | Detached from | Condo average | Condo from | Income needed |
|---|---|---|---|---|---|---|
| Oshawa | $671,033 | $723,000 | $641,000 (2-bed) | $297,000 | $253,000 (studio) | $164,662 |
| Hamilton | $735,000 | $803,000 | $557,000 (2-bed) | $380,000 | $319,000 (1-bed) | $179,038 |
| Ajax | $847,000 | $936,000 | $658,000 (2-bed) | $457,000 | $457,000 (2-bed) | $199,165 |
| Brampton | $857,000 | $999,000 | $794,000 (3-bed) | $415,000 | $263,000 (studio) | $200,301 |
| Whitby | $887,267 | $999,000 | $827,000 (3-bed) | $531,000 | $464,000 (1-bed) | $209,983 |
| Pickering | $922,000 | $1,100,000 | $854,000 (3-bed) | $464,000 | $425,000 (1-bed) | $215,925 |
| Mississauga | $936,000 | $1,300,000 | $926,000 (2-bed) | $503,000 | $403,000 (1-bed) | $214,013 |
| Milton | $1,000,109 | $1,300,000 | $965,000 (3-bed) | $544,000 | $461,000 (1-bed) | $221,839 |
| Burlington | $1,011,658 | $1,300,000 | $1,100,000 (3-bed) | $771,000 | $407,000 (1-bed) | $228,696 |
| Toronto | $1,099,523 | $1,600,000 | $961,000 (2-bed) | $642,000 | $300,000 (studio) | $240,651 |
| Vaughan | $1,100,000 | $1,600,000 | $1,200,000 (3-bed) | $542,000 | $442,000 (1-bed) | $240,187 |
| Markham | $1,148,938 | $1,500,000 | $1,200,000 (3-bed) | $574,000 | $469,000 (1-bed) | $249,549 |
| Richmond Hill | $1,200,000 | $1,500,000 | $1,100,000 (3-bed) | $593,000 | $465,000 (1-bed) | $261,431 |
| Oakville | $1,400,000 | $1,700,000 | $1,200,000 (3-bed) | $700,000 | $504,000 (1-bed) | $306,584 |
Average sold prices over the last 28 days from Zolo market trends (Sep 4 – Oct 2, 2026 and similar windows). "From" is the average sold price of the lowest-priced common size. Estimates only, not financial advice.
Calculators for GTA cities
Open the affordability calculator
What is the cheapest city to buy a house in the GTA?
Oshawa, with an average home price of $671,033. Its detached homes average $723,000.
How much income do I need to buy a house in the GTA?
From about $164,662 for an average home in Oshawa to about $306,584 in Oakville, with the minimum down payment and no other debts.